Affordable Dental Care in Fort Smith, AR!

Our team is proud to offer our valued patients many different ways to make their dental care budget-friendly. We are honored every time someone chooses River City Dental to be their primary dental care provider, and we never want to turn anyone away due to their financial situation. If you have any questions or concerns about financing the cost of your care, please don’t hesitate to reach out, and we will be happy to assist you.

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Acceptable Payment Methods

River City Dental offers and accepts a variety of payment options to keep our care affordable and accessible. We are also happy to offer a 5% discount to patients who pay with cash and a senior discount as well. Our acceptable payment methods include:

  • Cash
  • Debit & Credit Cards
  • FSAs & HSAs
  • Dental Insurance
  • CareCredit®
  • In-House Financing
  • Alphaeon Credit
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Dental Insurance

River City Dental is a very insurance-friendly office, and we work with both in and out-of-network providers. Our team is happy to file, track, and update claims on behalf of our patients, so you can spend less time focused on insurance and more time on your oral health. Our in-network providers include:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • Dentemax
  • Guardian
  • Humana
  • Metlife
  • Municipal Health
  • United Concordia
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CareCredit Payment PLANS

If you need to divide the upfront costs of your family’s dental care, CareCredit is an excellent financing option. CareCredit offers payment plans that range from six to twenty-four months, and they are interest-free when payments are made on time. These plans can be used for any dental treatment, including cosmetic care, so your family can receive all of the services that they want and need. To learn more about CareCredit and apply, we recommend visiting their website.

Direct Dental Care

Uninsured or underinsured? Direct Dental Care is a great alternative to dental insurance that provides patients with the preventive care they need and discounts on additional services for a low monthly payment. There are no deductibles, waiting periods, annual limits, or health restrictions, and patients can even receive discounts on orthodontic treatment. To learn more or enroll, please visit their website directly.

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Alphaeon Credit

With the Alphaeon Credit card*, you’ll find a wide array of monthly payment options to help your reach your individual goals.

The Alphaeon Credit card allows you to move forward today without delay. Plus, with special financing options not available with other credit cards, you may find the Alphaeon Credit card is the better way to pay.

With the Alphaeon Credit card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.


*Subject to credit approval and availability. Purchase must be made using the ALPHAEON CREDIT Card Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Account must be in good standing at the time of purchase. At no time will the minimum payment due be less than $27.00. Minimum interest charge is $2.00 per credit plan. Standard variable APR of 28.99%, based on the Prime Rate. Comenity Capital Bank issues ALPHAEON CREDIT Card Accounts, which can be used with participating physicians.

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In-House Financing

Our practice offers in-house financing for patients who do not want to go through a third party or need more flexibility when it comes to their payment plans. We have found that offering this flexible financing option helps patients receive the treatments they need when they need them. If you are interested in using in-house financing to pay for your care, please contact our office, and we will be happy to find a payment plan that will fit well with your budget.

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